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The Do’s and Don’ts of Planting New Trees Near Structures

  • Writer: Oliver Owens
    Oliver Owens
  • Aug 25
  • 5 min read

Smart Landscaping Tips Every Florida Homeowner Should Know



picture of a full grown tree near a residential house

We’ve seen it all too often. A tree is planted too close to a house, a driveway, or even a neighbor’s fence. And at first? It’s great. You’ve got some shade, a little curb appeal, and that satisfying feeling of planting something. But fast forward a few years, and suddenly the roots are lifting concrete, the branches are scraping siding, and your insurance adjuster is raising their eyebrows during your annual inspection.


Let’s talk about how to plant trees the right way near buildings—especially here in Florida where things grow fast and storms hit hard.


Why Tree Placement Matters More Than You Think

Florida’s climate is ideal for tree growth. Long growing seasons, lots of rain, and rich soil mean that even a modest sapling can explode into a 40-foot hazard in no time.


And while trees are amazing for property value, storm protection, and shade—they also come with serious risks if planted too close to structures:


  • Roots can damage foundations, driveways, sidewalks, and plumbing

  • Branches can scrape roofs and siding or snap off during storms

  • Overgrown canopies can block gutters and windows

  • Insurance companies may deny damage claims if trees were neglected or improperly placed


This is one of those “an ounce of prevention” moments. Get the placement right, and your trees will be an asset for decades. Get it wrong, and they could become a liability.


✅ DO: Research Tree Type Before Planting

Not all trees are created equal. Some have deep, slow-growing roots that play nice with nearby structures. Others spread fast and wide—and don’t care what they run into.


Before planting, ask yourself:

  • How tall will this tree get at maturity?

  • How wide will the canopy spread?

  • What does its root system look like?

  • Is it known to be invasive or aggressive?


In Florida, fast growers like laurel oaks, ficus, and even some palms can become problematic if you’re not careful.


Need help choosing the right tree?

The University of Florida IFAS Extension offers a great guide on tree selection, spacing, and growth habits—especially for Florida homeowners.


❌ DON’T: Plant Too Close to Your Home

We can’t stress this enough—distance matters. A tree planted too close to your house will cause problems eventually. It might take five years, maybe ten, but it’s coming.


General rule of thumb:

Plant trees at least 10 to 20 feet away from your home, depending on the species. Larger trees? You may need 30 feet or more.


Why?

  • Branches grow out and over your roof

  • Roots can crack foundation slabs and utility lines

  • Trees too close trap moisture, causing mildew and pests


And if you’re thinking, “Well, I’ll just keep it trimmed,” ask yourself: Do you really want to be on a ladder every few months for the next 20 years?


✅ DO: Leave Room for Root Growth

Tree roots are sneaky. They don’t grow down—they grow out. A lot of people think a tree’s roots go deep like an anchor, but most roots spread horizontally and can stretch two to three times wider than the canopy.


This matters a ton if your tree is near:

  • Driveways or sidewalks

  • Septic systems or drain lines

  • Fences and walls

  • Pools or patios


👉 Pro Tip:

Install a root barrier when planting near hardscape features. It can redirect roots downward and protect your structures from future damage.


❌ DON’T: Plant Under or Near Power Lines

We know it’s tempting to stick a nice shady tree right under a power line to block the afternoon sun—but trust us, it’s a headache waiting to happen.


Trees growing into power lines are a major safety hazard and will be trimmed aggressively by utility companies. And not gently, either—they’ll shear branches to protect the lines, leaving your tree disfigured or vulnerable to disease.


Instead, choose low-growing species (under 20 feet at maturity) for planting near power lines.


✅ DO: Think About Storm Season Now

Florida’s storm season isn’t just a maybe—it’s a guarantee. From June through November, we’re on alert. And during hurricane season, trees become front-line defense or front-page damage—depending on how they were maintained.


Before planting, ask:

  • Will this tree become a wind sail when mature?

  • Can its branches fall onto my roof or car?

  • Will it drop large limbs under pressure?


Strong, well-rooted trees with proper spacing and pruning can help protect your home. But weak, poorly placed trees will only add to your storm cleanup.


👉 Stay ahead of the storms:


❌ DON’T: Skip Professional Advice

We love a good DIY project, but planting a tree near your house is not the place to wing it. The consequences are long-term and expensive if you get it wrong.


If you’re unsure about spacing, species, or structural risks—talk to a pro. A Certified Arborist can assess your space and recommend the best placement before you even dig the hole.


They’ll consider things like:

  • Soil type and drainage

  • Sunlight exposure

  • Existing infrastructure (like water lines)

  • Future maintenance needs


✅ DO: Keep Up with Trimming and Inspections

Even the best-planted tree needs attention. Regular trimming keeps limbs from getting too close to your house, your roof, or your neighbor’s yard.


We recommend:

  • Annual inspections before storm season

  • Light pruning every 1–2 years (or as needed)

  • Certified Arborist evaluations every few years


Got a fast grower on your property? Schedule a professional assessment and avoid headaches later.


❌ DON’T: Wait Until It Becomes a Problem

If your tree is already scraping your roof or causing cracks in the driveway, it’s not too late—but it will cost more to fix.


Signs you waited too long:

  • Branches rest on rooflines or power lines

  • Sidewalks are lifting or cracking

  • Moisture pooling around your foundation

  • Insurance company issues a warning


In some cases, you’ll need root pruning, barrier installation, or even full removal. The earlier you act, the easier (and cheaper) it is to course correct.


Final Thoughts: Plant with the Future in Mind

Planting a tree near your home should be a long-term investment—not a short-term regret. With a little planning, you can enjoy shade, privacy, and beauty without risking your home, pipes, or insurance.


Remember:

  • Choose the right tree species

  • Give it enough space to grow

  • Plan around roots and canopies

  • Maintain it through the seasons

  • Ask for help when in doubt


At All Your Way Tree Service, we help Florida homeowners get it right from the start. Whether you need guidance on planting, trimming, or correcting a mistake from years ago—we’ve got your back.


📞 Ready to protect your property the smart way? Book a Free Tree Service Estimate.

 
 
 

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